Buying and selling real estate is a complex matter. In real estate, no two properties are exactly alike. Just as homes differ, your financing options also are going to be unique to your specific set of circumstances. As you begin this exciting journey of home ownership, it makes sense to work with real estate and lending professionals who know your specific community and serve your area.
Finding the financing that’s right for you is an essential part of the home purchase process. REALTORS® suggest that you begin by meeting with a loan officer, either online or face to face, and look at loan options and determine your pre-approval amount.
What does it mean to be “pre-approved”?
“Pre-approval" means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a pre approval letter, which shows your borrowing power.
You can visit as many lenders as you like and get several pre-approvals, but keep in mind that each one carries with it a new credit check, which will show up on future credit reports. The most important idea is to get the loan that's right for you -- the mortgage with the lowest cost and best terms.
Click Here to begin the pre-approval process and fill out the short form.
We will get back to you right away and discuss your loan options further.
Benchmark Chad and Joy Bates
NMLS# 243437
5160 Tennyson Parkway, Suite 2000W
Plano, TX 75024
Phone: 817-860-3232
Fax: 817-860-3345
Benchmark Mortgage, Ark-La-Tex Financial Services, LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST Benchmark Mortgage, Ark-La-Tex Financial Services, LLC SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.STATE.TX.US OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.STATE.TX.US.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACTON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.
